To us and our clients, true, comprehensive financial planning means transforming complexity and confusion into calm, clear, and actionable solutions. With a deep understanding of your unique financial circumstances, we design a personalized financial plan that not only addresses your immediate needs but also sets the course for the future you envision.
Our financial planning process serves as a framework for making more informed and forward-focused decisions about your wealth—all while knowing each choice is aligned with your bigger picture. As we expertly prepare for what we can and can’t predict on your financial journey ahead, we’ll bring together every piece of your financial puzzle into a plan that adapts as your life evolves.
Together, We’ll Focus On
Managing cash flow and budgeting to support your priorities both now and in the future
Clarifying your short- and long-term goals so every decision is rooted in what matters most to you
Creating strategies to save, invest, and spend thoughtfully across different stages of life
Designing tax-aware approaches that help you keep more of what you’ve earned
Thinking ahead to retirement by mapping out what your future income needs may look like compared to your existing resources
Planning for education, family milestones, or other significant life events with foresight and flexibility
Reviewing and adjusting your plan regularly to stay aligned as life, family, and markets change
Establishing an emergency framework so you’re prepared for the unexpected without derailing long-term plans
Frequently Asked Questions
While not considered a standalone service, financial planning is the foundation of what we do, as it considers your full financial picture. With a holistic approach to managing your wealth, we’re able to create a personalized roadmap for your goals that addresses all aspects of your financial well-being (beyond just your portfolio).
No, we do not offer financial planning as a separate service. Wealth management and financial planning go hand-in-hand, as we focus on your portfolio and investments, as well as provide the ongoing oversight of your broader wealth strategy.
Yes, you will generally benefit from establishing a comprehensive financial plan. True financial planning goes much deeper than day-to-day budgeting and investing, as it brings together your proactive tax strategy, preparations for retirement, estate and legacy considerations, and more to create a cohesive strategy that adapts as your life evolves.
A financial plan isn’t meant to be a “one and done” exercise. It will need to evolve just as you do. We review it with you regularly (usually on a yearly basis) and adjust as needed to account for any changes in your personal circumstances, income, family, or broader economic changes.
Our minimum financial planning flat fee for those nearing or in retirement is $10,000 a year. This service is best suited for those with at least $1M in investable assets. However, our fees typically range between $10,000 and $25,000 annually for those nearing retirement, depending on complexity.
The sooner, the better. Even if retirement feels far off, starting early allows you to take advantage of compounding, proactive tax strategies, and the flexibility to adjust course as life unfolds.